Be an informed consumer!

Not all lenders are created equal. The fact is there are two types of lenders…those that deliver on their locked rates and quoted closing costs…and the others that do not. There are no laws that require a lender to deliver on their initial promises and that is why you need to arm yourself with the power of knowledge.

Frequently Asked Questions


Why do interest rates vary from lender to lender?


What are the key questions I should ask a lender and why?


Are VA loans always the best option when eligible?

Mortgage Calculators


Quick Mortgage Calculator

Estimate how much your mortgage payment would be for different loan sizes and interest rates.


Additional Payment Calculator

How much do you save by paying more or making additional payments than your initial mortgage terms?


Should I Pay Discount Points?

Not sure if you should pay discount points on your mortgage loan?

Mortgage Resources & Guides


Credit Score Improvement Checklist

Take the first step toward improving your credit score.


How to Cut 10 Years Off Your Mortgage

Take the first step toward improving your credit score.


How Appraisals Affect Mortgage Interest Rates

This 3 minute eye-opening video will change how you view the appraisal process.

Your fast track mortgage approval starts right here

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