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- What Credit Score is Needed to Buy a House?Today, almost every mortgage loan program requires a certain minimum credit score. Credit scores have been used extensively by the mortgage industry since the late 1990s, and are a key factor when a lender reviews a mortgage application. Yet there are a lot of mysteries around credit scores, including how they’re calculated and what effects […]
- How Millennials are Using Gift Money for Down PaymentsMillennials are currently the largest demographic of home buyers in today’s marketplace, having recently replaced the Baby Boomer generation as the most populous. A recent report from the National Association of Realtors highlights some of the characteristics and some particularly interesting differences between today’s home buyers and those of previous generations. One of these differences […]
- Homeowner Tax Credits in 2018: What Tax Reform Means for YouYou probably remember the Tax Cuts and Jobs Act, or TCJA, introduced and signed nearly a year ago, but if you don’t recall it’s because the new changes haven’t yet come into play. But when it’s time to file your 2018 income taxes next year, there are several changes that will impact your taxes, […]
Credit Score Improvement Checklist
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How to Cut 10 Years Off Your Mortgage
Wondering if you’ll ever be able to pay off your mortgage?
How Appraisals Affect Mortgage Interest Rates
This 3 minute eye-opening video will change how you view the appraisal process.