Our Mortgage Rates

Compare our mortgage rates for
30-year, 15-year, FHA and VA Mortgages.

Your mortgage purchase rates are determined by various economic factors, but working with the right lender will help you get the best rates to start with. Here are some of the lowest mortgage rates for today, though these will be personalized to suit your situation.

30-Yr Fixed
15-Yr Fixed
home-logo-hsm

3.125%

 

3.307% APR

2.500%

 

2.828% APR

home-logo-flagstar

3.250%

 

3.434% APR

2.625%

 

2.954% APR

home-logo-rocket

3.250%

 

3.498% APR

2.625%

 

3.084% APR

home-logo-citizens

3.375%

 

3.560% APR

2.750%

 

3.080% APR

What will my mortgage rate be?

Your mortgage purchase rates are determined by various economic factors, but working with the right lender will help you get the best rates to start with. While we can provide you with some of the average mortgage purchase rates today for various programs, your rate will be personalized to suit your situation. To learn more about your personalized mortgage purchase rate, make an appointment with one of our mortgage experts by filling out the form to the right.

Picking the right mortgage that fits your needs.

Conventional Fixed Rate Mortgage

Consistent monthly payment

  • Designed for borrowers with good credit and at least 5% down payment.
  • No mortgage insurance (PMI) if you have 20% or more down payment
  • Payment will only change if taxes or insurance premiums change

Conventional Adjustable Rate Mortgage (ARM)

Lower rates at the beginning of the loan

  • Designed for borrowers with good credit and at least 5% down payment.
  • Great option if you’re looking to sell or refinance before fixed rate expires
  • Most common ARMs are 30-Year loans with a fixed rate period of 3, 5, 7, and
    10 years

Federal Housing Administration (FHA) Loans

Lower down payments

  • Offers down payments of just 3.5%
  • Mortgage Insurance (PMI) is required regardless of how much is put down
  • Down payment can come from a relative as a gift
  • Lower credit score required - as low as 580

U.S. Department of Veterans Affairs (VA) Loans

Guaranteed Loan

  • Government-guaranteed loan available to veterans of the armed services,
    those currently on active duty or in the reserves, and widows or widowers of
    veterans
  • Requires a funding fee be collected and paid to the VA, which is almost
    always add to the loan amount (need not pay it at the closing)
  • Lower credit score required - as low as 580

U.S. Department of Agriculture (USDA) Rural Development Loans

Guaranteed Loan

  • Designed for low to moderate income buyers in suburban/rural areas
  • Mortgage Insurance (PMI) is required regardless of how much is put down
  • Lower credit score required - as low as 640
  • Roll all or most of your closing costs into the mortgage

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