Refinancing Made Easy

At Homesite Mortgage our simplified refinance process requires less effort and involvement by you! Your time is valuable to us and it should not be spent helping your lender process your application.

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Benefits of Refinancing Your Home Mortgage


Lower Interest Rate

Even lowering your interest rate a small amount can save you thousands of dollars over the life of your loan. Ask us about our zero closing cost option which enables you to start your savings on your very first payment.


Shorten Term

Over time our mortgage payments become more affordable to us and this is when you should consider shortening your term so you can pay off your home much sooner. You’ll be surprised to see how affordable it can be to reduce your term by 10-15 years.


Utilize Your Home Equity

Whether you want to save money by consolidating all of your debt into one low payment or you want to take equity out for any reason whatsoever we’ve got you covered! This type of transaction is very popular and it is often referred to as a “cash out” refinance. Additionally, having more equity or a better loan-to-value ratio can also help you drop your PMI when refinancing.


Fund Your Renovation Projects

Finance home improvements and repairs with your home's equity. Using your equity can be more cost-effective than putting charges on a credit card or taking out a personal loan, as cash-out refinances usually have lower interest rates.


Reduce Your Monthly Payments

With a lower interest rate, you can reduce your monthly mortgage payments — especially if your refinanced mortgage has the same payoff date as your old loan. You can also lower your monthly payments by extending your payoff date so you pay less on your principal each month.

 Types of Home Loans You Can Refinance

You can refinance numerous types of home loans, including:

Choose from a range of term lengths, including 15-, 20- and 30-year mortgages.

We Can Help You Determine the Best Refinancing Loan Scenario for Your Goals

Whether your current home loan is through Homesite Mortgage or another institution, we can help save you thousands by refinancing. Our home loan experts will listen to your goals and outline your options to ensure you save as much as possible.

Interest rates fluctuate over time. That's why many homeowners choose to refinance their home loans to secure interest rates that are lower than what was available when they started their mortgages. Various factors determine local refinancing rates, including your credit score and the economy.

It can be challenging to know when to refinance your home with interest rates constantly changing. Homesite Mortgage can help you navigate your options, making the refinancing process easier and getting you a better interest rate or loan terms. We'll evaluate the current refinance rates and your goals to help you determine the best options for your needs.

Why choose Homesite Mortgage for your refinance?

  • Our licensed mortgage bankers are trained to offer intelligent mortgage advice!
  • Our interest rates and closing costs are low so that you’ll save more money!
  • We may be able to waive the need for a home appraisal!
  • Our state-of-the-art technology is designed to save you time and keep your personal information safe!
  • Our mortgage process is quick and easy – you’ll typically close your loan in just 18-20 business days!
  • Our company culture is truly consumer-focused and we guarantee your mortgage experience will be better than any other!

We Are Federally Backed to Offer Loans in Michigan, Missouri, Illinois, Virginia and Florida

Homesite Mortgage is a premier home mortgage lender. We are large enough to offer a wide range of financial solutions yet small enough to ensure you receive the highest levels of customer service. We offer low rates and flexible terms to help you save as much money as possible over the life of your loan.

When you refinance with us, you'll work with a team of licensed, experienced bankers and loan processors who will go to work for you and your family. We keep the refinancing process quick and easy — most homeowners can expect the process to take two to four weeks.

Take advantage of our low rates and apply for a refinance loan today! You can also request a refinance rate quote to get the process started.

Speak to a Loan Expert from Homesite Mortgage

Our licensed mortgage bankers can provide mortgage advice.

We can help you determine how much money you'll save.

We can work with you to meet your closing terms

We can give you information with no credit pull required. We only pull your credit if you decide to go through the official approval process. Call us no risk.