Happy New Year from Homesite Mortgage!

Disclaimer: In order to receive the $100 Visa gift card, individuals must have sufficient credit and income to qualify for a mortgage. A minimum credit score of 680 is required.

The $100 Visa gift card can be used for any purpose. The $100 Visa gift card will be provided if our licensed mortgage bankers cannot structure a mortgage savings that either reduces your current interest rate (rate reduction), shortens your current mortgage initial term by 10 years or more (term reduction), reduces or eliminates your current monthly PMI payment (PMI reduction), or reduces your current total monthly debt payments (cash flow increase), by at least $5000.00 combined. This limited time offer expires on January 30, 2022. Homesite Mortgage reserves the right to modify the terms of this offer at anytime and without notice.

Mortgage rates can change as the financial markets change and without notice. Every mortgage scenario has qualifications that apply and receiving an interest rate quote does not in itself mean that you have been qualified or approved for a mortgage loan and does not constitute a mortgage offer. Some restrictions on product offerings may apply. All FHA/USDA and VA loan scenarios require government mortgage insurance or a loan guarantee fee. The refinance rate quotes do not include “cash out” loan scenarios. Lending services are not available in all areas. **The rate quoted on this document of 2.00% (2.45% APR) represents a 10 year fixed rate with 1.75 discount points on a conventional loan that has a 75% loan-to-value or lower and for a borrower with a FICO score of 780 or higher and DTI under 40%.