Mortgage Lender in Michigan
From first-time homebuyers to veterans to individuals who have been denied loans in the past, Homesite Mortgage has a home loan for just about anyone. Our mortgage lenders are here to learn more about your needs and goals and help you obtain home ownership in Michigan.
How far are you in the home buying process?
Discover the Right Michigan Home Loan
There are several different factors that can influence which loan option is right for you, including your income, ability to make a down payment and expenses. At Homesite Mortgage, no matter what your needs are, we have several low-rate loan options that we can structure for you. We'll work with you to make sure you know all your options and select the one that will help you reach your goals. We also offer several different ranges for terms, from 15- to 30-year mortgages.
Our loan options include:
- Conventional: Available in either fixed- or adjustable-rate structures, our conventional loans can be customized to fit your specific needs. These loans align with standards from the Federal National Mortgage Association (Fannie Mae) and Federal Home Loan Mortgage Corporation (Freddie Mac) and are a great option for borrowers with good credit.
- USDA: Borrowers with low to moderate income who are interested in purchasing a home in a rural or suburban area may qualify for a United States Department of Agriculture (USDA) loan. This loan makes it possible to obtain 100% financing without any down payment. It offers a way for borrowers to achieve homeownership while taking advantage of benefits like low interest and PMI rates and flexible terms.
- FHA: Homebuyers who earn a lower income, just graduated from school or recently married are good candidates for a Federal Housing Authority (FHA) loan. An FHA loan is also a great option for prospective homebuyers who can't get approved for other loans or who have been denied loans in the past. This loan can make it possible to buy a home with just 3.5% down.
- VA: Individuals who are either current military members, veterans or eligible spouses can qualify for Department of Veterans Affairs (VA) loans. These loans make it easier to achieve homeownership because they have no down payment or private mortgage insurance (PMI) requirements.
Why Choose Us as Your Michigan Home Loan Lender?
Whether you're interested in applying for a conventional, USDA, FHA or VA loan, our experts at Homesite Mortgage are here to make your home ownership dreams a reality. With our regional lending footprint and personal approach, we'll make sure you find the best financing solutions — even if you have some credit challenges.
Our licensed mortgage bankers are here to provide tailored mortgage advice when you need it, while our state-of-the-art technology will keep your information secure. We've also developed a quick and easy process that helps close loans in just 18-22 business days. Experience peace of mind knowing our Closing Day Guarantee will keep everything on track throughout the process.
With instant approval in as little as 24 hours, finding the right loan and taking the next step in your homeownership journey has never been easier.
Ready to Work With an Experienced Mortgage Lender?
- Homesite Mortgage is your go-to for all your homebuying needs and goals. Our expert lenders are here to guide you throughout the lending process and do what it takes to ensure you have access to the advice and solutions you need.
We offer several forms and calculators to make it easy to see if you qualify. We can also provide you with answers and recommendations every step of the way. To get started, we invite you to give us a call at 877-941-2819 or schedule an appointment with a mortgage expert today.
Are You A First Time Home Buyer?
Our Learning Center is designed to provide you with the information that you need when shopping for a mortgage. We’ll tell you what questions to ask and what warning signs to look for in your pursuit of finding the best lender.