The traditional down payment for a Jumbo Loan is the same amount as for a conventional loan—20%. However, down payment requirements have become a bit more flexible in recent years, and some lenders accept 10% down payments for Jumbo Loans. However, a 10% down payment for a Jumbo Loan will likely affect the interest rate. Because it’s a greater risk for the lender to offer a Jumbo Loan with only a 10% down payment, interest rates will be higher. Strive to have 20–30% available for a down payment on your Jumbo Loan in order to keep your interest rates as low as possible.