In today’s world of crazy advertising tactics and manipulative sales techniques, sometimes it’s hard to see the genuine value of things — especially when it comes to mortgage loans and finance. [Read more…]
Shopping around for a loan can be a long, drawn out and energy-consuming process. Gathering all of your financial information together, making sure [Read more…]
Although it may seem like having a bad credit score is the end of the world, all hope is not lost. The best way to improve your credit score is to develop better purchasing habits over time – but the downside side is just that: it takes time. So, if you’re looking to improve your credit score as fast as possible, follow these six tips: [Read more…]
Did you know that mortgage insurance covers the lenders risk and not your risk? It’s true, and that’s why we offer affordable alternatives to mortgage insurance at Homesite Mortgage. Referred to as PMI on conventional mortgages and MIP on FHA mortgages, mortgage insurance is generally required when you are putting less than 20% down or have less than 20% equity on a refinance. Our mortgage bankers are trained to try to find an alternative to mortgage insurance for all of our customers. There are several different strategies we can employ if your situation allows. From our custom Lender Paid Mortgage Insurance (LPMI), to our Piggyback Loans, and our Single Premium plans we may have a money saving solution for you. Call and speak to a licensed and experienced mortgage banker today…there’s no obligation! [Read more…]
Many homeowners are paying too much for their hazard insurance and that’s why we are providing the top three ways you can reduce your premiums without materially impacting your coverage. By utilizing all three tips you can cut your homeowners insurance bill by more than half!
Bundle insurance policies
Do you have an automobile insurance policy? [Read more…]